Fees and stages

Choose the stage you are ready for.

Stage 1 costs nothing and always will. Stages 2 and 3 have fees, with flexible payment plans. A sponsored seat is available at every stage. Nobody is turned away over money in a school about money.

Three stages, one entrance.

Nobody skips Stage 1. Everyone enters through the same door, on the same night, with the same assignment due.

Everyone starts here

Stage 1 — Foundation

Topics 1–20 of both courses. Diagnosis, first budget, first savings, the debt list, the money story.

Free

Or pay what you can · no minimum

Claim a seat

Stage 2 — Growth

Topics 21–40. Multiplication, investing, family money, partnerships, pricing yourself properly.

₦15,000 / month

On the 3-month plan · or ₦10,000 / month on the 6-month plan

Continue to Stage 2

Stage 3 — Mastery

Topics 41–60. Legacy, succession, wills, generational transfer, and the mandate to teach it forward.

₦20,000 / month

On the 3-month plan · or ₦15,000 / month on the 6-month plan

Continue to Stage 3

What each stage includes.

Everything in the Stage 1 column is handed to a member on the first night, whether they pay or not.

Scroll sideways on a small screen to see all three stages.
Included Stage 1Free Stage 2Priced Stage 3Priced
Topics covered, both courses1–2021–4041–60
Classes per month444
Live in Lagos and online
Recordings within 48 hours
Marked written assignments
Printed workbook on request
The Money Diagnosis + written report
Your Debt Freedom Date
Monthly Open Clinic
Finance Clinic Juniors for your children
The Naira Playbook
The Family Financial Constitution
Will and succession clinic
Facilitator training track
Sponsored seat available
Entry requirementNoneStage 1 graduateStage 2 graduate
37

seats sponsored this month

62% of the August cohort funded

Pay it forward

Every ten paying members sponsor one free seat.

You never find out who sat in the seat you paid for. They never find out it was you. That is the point. The register does not distinguish.

  • Say you cannot pay in one sentence at registration
  • No form, no interview, no committee
  • Same seats, same workbook, same assignments
Sponsor a seat
Our promise

The No One Sits Alone Guarantee.

Complete six assignments in ninety days. If nothing in your finances has moved — no savings started, no debt reduced, no plan written down — you get a private session with a facilitator. Then another. Until something does.

You do not graduate alone. You do not fail alone. That is the whole guarantee. No fine print. No fee to refund.

Questions about money

The ones people actually ask.

I genuinely cannot pay anything.

You pay nothing. You sit in the same seats, receive the same workbook, and do the same assignments. Say so at registration in one sentence. No form, no interview, no committee.

Will I be asked to give money in the class?

No. There is no offering basket in a Finance Clinic session. No lesson is locked behind a gift. Giving is taught as a subject, the same way debt and budgeting are taught as subjects. What you do with your own money afterwards is between you and God.

If Stage 1 is free, what is the catch?

There is none. The maths is simple. Stage 2 and Stage 3 fees, plus the pay-it-forward seats, cover the cost of running Stage 1. Members who continue pay for the members who are just arriving.

Can I pay for someone else?

Yes. That is what a sponsored seat is. You pay for a seat, we assign it, and neither of you finds out who the other is.

What if I start Stage 2 and my situation changes?

Tell the facilitator. You move to a payment plan, or to a sponsored seat, and you keep your place. Nobody is removed from a cohort for falling behind on a fee.

Do I have to continue to Stage 2?

No. Many members finish Stage 1, put the plan to work for a year, and come back later. The door does not close.

First consultation

Come and be seen.

Bring a pen. Bring your real numbers, however bad they feel. Nobody in that room will be surprised.