Presenting complaint · Lagos

You tithe. You work hard. Yet the money still runs out before the month does.

Finance Clinic is a school for your money, your spirit, and your mind. Ninety days. Six classes. You leave with a written plan and a result you can point to.

Stage 1 costs nothing. The same room. The same teacher. The same assignment due the same week.

Before anything else

Let us be honest with each other.

If money has been used to pressure you before, you have every right to be cautious. Read this, then decide for yourself.

This is not

What Finance Clinic is not

  • 01A seed-sowing meeting. No offering will unlock a lesson here.
  • 02A prophecy about your bank balance.
  • 03A promise that faith replaces math. You need both.
  • 04A one-night seminar you enjoy on Saturday and forget by Monday morning.
  • 05A room where the person with the least is spoken over, and the person with the most is fast-tracked.
This is

What Finance Clinic is

  • 01A real school. Clear entrance. Real curriculum. Work that gets reviewed by name. A proper graduation.
  • 02Scripture and spreadsheets, taught in the same ninety minutes.
  • 03Your homework gets reviewed by name, in a room of people who know you.
  • 04Nigerian numbers. Naira inflation, treasury bills, rent cycles, black tax. Lagos case studies, not Wall Street.
  • 05Free to enter. Free to stay for anyone who cannot pay. Every ten paying members sponsor one free seat.
Triage · 30 seconds

Start here. Name what you are dealing with.

Tick everything that is true for you right now. Your answers stay between you and the page.

0 symptoms selected

Tick what applies above.

Most people carry four or five of these and assume it is normal. It is common, but common does not mean normal.

The prescription

Two courses, taken together.

One without the other is why most financial teaching fails. Faith without math stays a wish. Math without conviction never survives a hard month.

Course one · 60 topics

Kingdom Finance

What scripture actually says about earning, keeping, giving, owing, and leaving.

Topic 03The purpose of wealthDeuteronomy 8:18. Write your own wealth purpose statement.
Topic 09Debt and the lender's seatProverbs 22:7. List every debt, its rate, and a freedom date.
Topic 11Work is worshipColossians 3:23. A 30-day excellence plan for your job or business.
Topic 18Write the vision downHabakkuk 2:2. Your 1-year, 3-year and 10-year figures, with dates.
Course two · 60 topics

The Mind of Wealth

The beliefs, habits, and tools that decide what happens to every naira you touch.

Topic 01Your money storyYour first memory of money still runs your pricing today.
Topic 22Zero-based budgetingEvery naira gets a name before the month begins.
Topic 24The emergency fundThree to six months in cash. The wall that protects everything else you build.
Topic 27The Nigerian investment landscapeTreasury bills, mutual funds, dollar accounts, property. Risk by risk, explained in Naira.

Topic 5 sits beside Topic 22 on purpose. The tithe and the budget are taught in the same term, by the same teachers, to the same people. You do not have to choose between obedience and competence.

See the full 120-topic outline
Treatment plan · every month

Four classes a month. Nothing you cannot keep up with.

Spirit first, mind second, then both again. Close enough to build momentum. Far enough apart to finish your homework.

Week 01

Kingdom class

Scripture, story, assignment. 90 minutes.

Week 02

Mind class

Money psychology and financial instruments. 90 minutes.

Week 03

Kingdom class

Scripture, story, assignment. 90 minutes.

Week 04

Open clinic

Bring a real decision you are facing. Two hours. Community wisdom.

0 – 10 minOpening prayer and declaration
10 – 20 minAssignment review — two or three members present last month's work
20 – 55 minCore teaching — the text, the story, the application
55 – 70 minSmall groups of four to six
70 – 80 minThis month's assignment, issued in writing
80 – 90 minClosing declaration and prayer over the work
What you are given

Everything you receive in the first ninety days.

The Money Diagnosis

A 60-question assessment and a written report showing where your money actually goes and why.

The Naira Playbook

Where to open a treasury bill, mutual fund, and domiciliary account in Nigeria. Step by step, with the actual paperwork.

Your Debt Freedom Date

A calculator that turns every balance and rate you carry into one clear date on a calendar.

The Family Financial Constitution

A template for the written agreement your household has never had but always needed.

Finance Clinic Juniors

Age-filtered lessons so your children learn to earn, save, give, and invest before ten.

Printed workbook

For members without a smartphone. Requested at registration. No explanation needed.

Monthly Open Clinic

Bring the actual decision — the loan, the offer, the land, the school fees — to a room that will tell you the truth.

Total value
₦126,000
Stage 1 fee

Free. Or pay whatever you can afford.

Stages 2 and 3 have fees, with flexible payment plans. If you cannot pay at any stage, a sponsored seat is waiting. Nobody in the room will know which seat is yours.

Claim a seat
Our promise

The No One Sits Alone Guarantee.

Complete six assignments in ninety days. If nothing in your finances has moved — no savings started, no debt reduced, no plan written down — you get a private session with a facilitator. Then another. Until something does.

You do not graduate alone. You do not fail alone. That is the whole guarantee. No fine print. No fee to refund.

Testimony wall

Testimony is curriculum here.

Members post what changed, with the number and the date. The wall becomes the syllabus nobody wrote.

“I had four debts and no idea what they added up to. Week two I wrote them down. It was less than I feared. I have cleared two.”
[Member name][Role, Location] — Cohort [Number]
“We had been married six years and never once opened our accounts to each other. The assignment made us do it in one evening.”
[Member name][Role, Location] — Cohort [Number]
“I have been giving since I was nineteen. This was the first time anyone showed me how to give and still build something.”
[Member name][Role, Location] — Cohort [Number]
The three stages

Everyone comes in through the same door.

Stage one

Foundation

Topics 1–20 of both courses. Diagnosis, first budget, first savings, the debt list, the money story.

Open to everyone · Free
Stage two

Growth

Topics 21–40. Multiplication, investing, family money, partnerships, pricing yourself properly.

Stage 1 graduates · Priced
Stage three

Mastery

Topics 41–60. Legacy, succession, wills, generational transfer, and the mandate to teach it forward.

Stage 2 graduates · Priced

Nobody skips Stage 1. A billionaire and a market trader enter through the same door, on the same night, with the same assignment due. The foundation levels the floor — shared language, shared values, one framework.

Pay it forward

Every ten paying members sponsor one free seat.

You never find out who sat in the seat you paid for. They never find out it was you. That is the point. The register does not distinguish.

37

seats sponsored this month

62% of the August cohort funded

Questions people actually ask

Before you register.

These are the questions people ask most often before joining. If yours is not here, message the number at the bottom of this page and a real person will answer.

Will I be asked to give money in the class?

No. There is no offering basket in a Finance Clinic session. No lesson is locked behind a gift. Giving is taught as a subject, the same way debt and budgeting are taught as subjects. What you do with your own money afterwards is between you and God.

I do not attend this church. Can I come?

Yes. The teaching is rooted in scripture and you should know that before you walk in. You are not required to be a member of anything, and nobody will follow up about your church attendance.

Is 120 topics not too much? I work.

You are registering for six classes over ninety days, not for 120 topics. The full curriculum runs for years because it is a school, and schools take time. Most members decide about Stage 2 only after they have finished Stage 1 and seen something change.

I genuinely cannot pay anything.

You pay nothing. You sit in the same seats, receive the same workbook, and do the same assignments. Say so at registration in one sentence. No form, no interview, no committee.

What if I miss a class?

Every session is recorded and posted within 48 hours. The assignment still comes to you. Attendance is not what keeps you on track here — the marked assignment is.

Do I need a smartphone?

No. Tick the printed workbook option at registration and your notes and assignments are handed to you on paper each month.

Can my children come?

Finance Clinic Juniors runs age-filtered material alongside the adult class. Children who learn to earn, save, give, and invest before ten rarely have to unlearn anything later.

First consultation

Come and be seen.

Bring a pen. Bring your real numbers, however bad they feel. Nobody in that room will be surprised.

StartsSaturday 8 August 2026, 7:00pm WAT
VenueLagos · full address on registration
Capacity120 seats. Online uncapped.
FeeStage 1 is free