Presenting complaint · Lagos

You tithe. You work. And the money still doesn't reach the end of the month.

Finance Clinic is a school for your money — spirit and mind, in the same room. Ninety days. Six classes. One written plan and one result you can point to.

Stage 1 costs nothing. A billionaire and a market trader enter through the same door.

Before anything else

Let us clear the air.

If money has been used to pressure you in a church before, you have every reason to be careful. Read this first, then decide.

This is not

What Finance Clinic is not

  • 01A seed-sowing meeting. Nobody will ask you for an offering to unlock a lesson.
  • 02A prophecy over your account balance.
  • 03A promise that faith replaces arithmetic. Both are required.
  • 04A one-night seminar you attend, enjoy, and forget by Tuesday.
  • 05A room where the poor are talked down to and the rich are fast-tracked.
This is

What Finance Clinic is

  • 01A school. Clear entrance, real curriculum, marked assignments, proper graduation.
  • 02Scripture and balance sheets taught in the same ninety minutes.
  • 03Homework that gets reviewed, by name, in front of people who know you.
  • 04Nigerian numbers. Naira inflation, treasury bills, rent cycles, black tax.
  • 05Free to enter, and it stays free for anyone who cannot pay. Every ten paying members sponsor one seat.
Triage · 30 seconds

Start where every patient starts. With symptoms.

Tick everything that is true for you right now. Nobody sees your answers but you.

0 symptoms selected

Tick what applies above.

Most people carry four or five of these and assume it is normal. It is common. That is a different thing.

The prescription

Two courses of treatment, taken together.

One without the other is why most financial teaching fails. Faith without arithmetic stays a wish. Arithmetic without conviction never survives a hard month.

Course one · 60 topics

Kingdom Finance

What scripture actually says about earning, keeping, giving, owing and leaving.

Topic 03The purpose of wealthDeuteronomy 8:18. Write your own wealth purpose statement.
Topic 09Debt and the lender's seatProverbs 22:7. List every debt, its rate, and a freedom date.
Topic 11Work is worshipColossians 3:23. A 30-day excellence plan for your job or business.
Topic 18Write the vision downHabakkuk 2:2. Your 1-year, 3-year and 10-year figures, with dates.
Course two · 60 topics

The Mind of Wealth

The beliefs, habits and instruments that decide what happens to every naira you touch.

Topic 01Your money storyYour first memory of money still runs your pricing today.
Topic 22Zero-based budgetingEvery naira gets a name before the month begins.
Topic 24The emergency fundThree to six months, liquid. The wall that protects everything else.
Topic 27The Nigerian investment landscapeTreasury bills, mutual funds, dollar accounts, property. Risk by risk.

Topic 5 sits beside Topic 22 on purpose. The tithe and the budget are taught in the same term, by the same teachers, to the same people. You are not asked to choose between obedience and competence.

See the full 120-topic outline
Treatment plan · every month

Four classes a month. Nothing you cannot keep.

Spirit first, mind second, then both again. Frequent enough to build momentum, spaced enough to finish the homework.

Week 01

Kingdom class

Scripture, story, assignment. 90 minutes.

Week 02

Mind class

Money psychology and financial instruments. 90 minutes.

Week 03

Kingdom class

Scripture, story, assignment. 90 minutes.

Week 04

Open clinic

Bring a real decision. Two hours, community answers.

0 – 10 minOpening prayer and declaration
10 – 20 minAssignment review — two or three members present last month's work
20 – 55 minCore teaching — the text, the story, the application
55 – 70 minSmall groups of four to six
70 – 80 minThis month's assignment, issued in writing
80 – 90 minClosing declaration and prayer over the work
What you are given

Everything a member receives in the first ninety days.

The Money Diagnosis

A 60-question assessment and a written report on where your money actually goes and why.

₦25,000
The Naira Playbook

Where to open a treasury bill, mutual fund and domiciliary account in Nigeria. Step by step, with the paperwork.

₦20,000
Your Debt Freedom Date

A calculator that turns every balance and rate you carry into one date on a calendar.

₦10,000
The Family Financial Constitution

A template for the written agreement your household has never had.

₦15,000
Finance Clinic Juniors

Age-filtered lessons so your children learn to earn, save, give and invest before ten.

₦18,000
Printed workbook

For members without a smartphone. Requested at registration, no explanation needed.

₦8,000
Monthly Open Clinic

Bring the actual decision — the loan, the offer, the land, the school fees — to a room that will tell you the truth.

₦30,000
Total value
₦126,000
Stage 1 fee

Free. Or pay what you can.

Stages 2 and 3 are priced, with payment plans. If you cannot pay at any stage, a sponsored seat is waiting and nobody in the room will know which seat is yours.

Claim a seat
Our promise

The No One Sits Alone Guarantee.

Complete your six assignments in ninety days. If nothing in your finances has moved — no savings started, no debt reduced, no plan written down — you get a private session with a facilitator, and then another, until something does.

You do not graduate alone, and you do not fail alone. That is the whole guarantee. There is no fine print because there is no fee to refund at Stage 1.

Testimony wall

Testimony is curriculum here.

Members post what changed, with the number and the date. The wall is the syllabus nobody wrote.

“I had four debts and no idea what they added up to. Week two I wrote them down. It was less than I feared. I have cleared two.”
Placeholder — replaceTrader, Ojota · Cohort 1
“We had been married six years and never once opened our accounts to each other. The assignment made us do it in one evening.”
Placeholder — replaceTeacher, Ajah · Cohort 2
“I have been giving since I was nineteen. This was the first time anyone showed me how to give and still build something.”
Placeholder — replaceEngineer, Ikeja · Cohort 2
The three stages

Everyone comes in through the same door.

Stage one

Foundation

Topics 1–20 of both courses. Diagnosis, first budget, first savings, the debt list, the money story.

Open to everyone · Free
Stage two

Growth

Topics 21–40. Multiplication, investing, family money, partnerships, pricing yourself properly.

Stage 1 graduates · Priced
Stage three

Mastery

Topics 41–60. Legacy, succession, wills, generational transfer, and the mandate to teach it forward.

Stage 2 graduates · Priced

Nobody skips Stage 1. A billionaire and a market trader enter through the same door, on the same night, with the same assignment due. The foundation levels the floor — shared language, shared values, one framework.

Pay it forward

Every ten paying members sponsor one free seat.

You never find out who sat in the seat you paid for, and they never find out it was you. That is the point. The register does not distinguish.

37

seats sponsored this month

62% of the August cohort funded

Questions people actually ask

Before you register.

These are the seven things people ask before they join a cohort. If yours is not here, message the number in the footer and a person will answer it.

Will I be asked to give money in the class?

No. There is no offering basket in a Finance Clinic session, and no lesson is locked behind a gift. Giving is taught as a subject, the same way debt and budgeting are taught as subjects. What you do with your own money afterwards is between you and God.

I do not attend this church. Can I come?

Yes. The teaching is rooted in scripture and you should know that before you walk in. You are not required to be a member of anything, and nobody will follow up about your church attendance.

Is 120 topics not too much? I work.

You are registering for six classes over ninety days, not for 120 topics. The full curriculum runs for years because it is a school, and schools take time. Most members decide about Stage 2 only after they have finished Stage 1 and seen something change.

I genuinely cannot pay anything.

Then you pay nothing, and you sit in the same seats, receive the same workbook and do the same assignments. Say so at registration in one sentence. No form, no interview, no committee.

What if I miss a class?

Every session is recorded and posted within 48 hours. The assignment still comes to you. Attendance is not the accountability engine here — the marked assignment is.

Do I need a smartphone?

No. Tick the printed workbook option at registration and your notes and assignments are handed to you on paper each month.

Can my children come?

Finance Clinic Juniors runs age-filtered material alongside the adult class. Children who learn to earn, save, give and invest before ten rarely have to unlearn anything later.

First consultation

Come and be diagnosed.

Bring a pen. Bring your real numbers, however bad they are. Nobody in that room is going to be surprised by yours.

StartsSaturday 8 August 2026, 7:00pm WAT
VenueLagos · full address on registration
Capacity120 seats. Online uncapped.
FeeStage 1 is free